Invest In Your Academic Future

Comprehensive Funding for Global Higher Education

Secure 100% financial coverage up to ₹1 Crore for premier colleges in India and abroad. Low interest rates starting from 9.25% p.a. with course-duration moratoriums.

Apply for Loan Check Eligibility

Moratorium Scheme

Study Now, Pay Later

Maximum Limit

₹1 Crore

Repayment Tenure

Up to 15 Years

Expense Coverage

100% of Cost

Tax Rebates

Section 80E

Features

Structured Student Finance

Hassle-free education loans configured to cover all academic fees, living expenses, and travel costs.

Global Study Programs

Covers top universities in USA, UK, Canada, Germany, Australia, and India for graduate, post-graduate, and diploma courses.

All-Inclusive Expenses

Funding is disbursed directly for college tuition, examinations, hostel fees, textbooks, travel tickets, and study laptops.

Moratorium Grace Period

Pay zero principal during your active course duration plus an extra 6 to 12 months grace period while you secure employment.

Qualifications

Eligibility Criteria

Qualifications needed for students and co-borrower parents.

Academic Status Indian nationality with confirmed admission in recognized colleges/universities via qualifying tests (e.g. JEE, NEET, GRE, IELTS).

Co-Borrower Requirement Parent or guardian must act as a primary co-borrower with verifiable stable source of salary or business income.

Collateral Guidelines No collateral required for limits up to ₹7.5 Lakhs. Tangible security required for higher limits.

Required Documents

Please compile these primary academic and co-borrower financial records:

Student Records

Admission Letter & Fee Structure
Mark Sheets (10th, 12th, Graduation)
Entrance Score Cards (GRE/IELTS/etc)

Co-Borrower Income

3 Months Salary Slips / Business ITRs
6 Months Bank statements
KYC documents (PAN & Aadhaar)

Note: Dedicated tax benefits under Section 80E are applicable on the interest paid for higher education term loans.

Apply for College Funding Loan

Provide basic academic and co-borrower details to receive an eligibility report and consultation.

Student Full Name *

Co-Borrower / Parent Name *

Mobile Number *

Email Address *

Estimated Tuition + Cost Funding Required *

Resident City *

Target College & Program (Optional)

I consent to Saraswat Capital Service Pvt Ltd contacting me regarding my College Funding Loan application details.