Saraswat Capital Service Pvt Ltd Logo
SARASWAT Capital Service Pvt Ltd

Welcome to Saraswat Capital Service Pvt Ltd

We’re a family of financial advisors and capital experts united by a shared purpose in protecting wealth, families, and businesses across India.

From private wealth management and mutual fund investments to corporate syndication, our people work every day to keep your financial goals secure, growing, and thriving. Together, we’ve built a legacy of trust, care, and service that spans generations, and continues to grow.

The Leader in Capital Solutions

Our family of divisions provides essential wealth advisory, mutual fund portfolios, corporate financing, and investment banking services to over 25,000 clients across India.

Saraswat Wealth Advisory Hub
Saraswat Mutual Fund SIP Investments
Saraswat Corporate Debt syndications
Saraswat M&A Investments
Saraswat PMS Managed Folios
Saraswat Advisory Partnerships
Saraswat at a Glance

At a Glance

We're a premier group of financial divisions and advisors delivering essential wealth, debt, and advisory services to keep capital and assets protected.

₹15k Cr+ AUM Managed
Across India
25,000+ Clients Served
Worldwide
15% Year-on-Year
Capital Growth
25+ Advisory Legacy
Years of Trust

As of March 31, 2026 • FY 2025-26

For complete information regarding our financials, see our periodic filings.

Saraswat wealth Advisory Professional
About Saraswat Capital Service Pvt Ltd

Providing Premier Wealth, Investment, and Advisory Solutions

Saraswat Capital Service Pvt Ltd is a leading independent financial advisory firm headquartered in Pune, India. We are dedicated to providing comprehensive capital management, business restructuring, debt syndication, and private wealth management solutions to HNIs, corporate houses, and retail investors.

With deep expertise in financial planning and SEBI-compliant investments, we operate on a customer-centric model. We ensure complete transparency, custom risk profiling, and structured portfolios designed to deliver sustained compounding over long horizons.

SEBI Compliant

Following strict regulatory guidelines.

Risk Assessment

Personalized volatility mapping.

Active Rebalancing

Quarterly asset optimization checks.

Complete Portals

24/7 web access to track investments.

Our Core Pillars

Structured Capital Solutions for Growth

We deliver customized financial products structured around your distinct risk tolerance, liquid asset requirements, and wealth building timeframes.

HNIs & Personal Portfolios

Private Wealth Advisory

Our private wealth solutions cater to high-net-worth families and individuals seeking custom portfolio structures. We integrate direct equities, debt assets, real estate structures, and alternative investment funds (AIFs) under one comprehensive wealth overview.

Custom Portfolio Allocations
Tax & Estate Planning
Retirement Wealth Shields
Quarterly Asset Auditing
Saraswat Logo
Wealth Scale

₹8,500 Cr+ Private AUM

Generating consistent compounding margins.

ISO Certified Services
Interactive Tools

Loan EMI Calculator

Calculate your Equated Monthly Installment (EMI) and view the detailed breakup of principal and interest payable for your home, personal, or business loans.

Loan Amount 20,00,000
₹1,00,000 ₹1,00,00,000
Interest Rate (p.a.) 8.5%
5% 20%
Loan Tenure (Duration) 15 Years
1 Year 30 Years

Estimated EMI Breakdown

Equated Monthly Installment (EMI) 19,695
Principal Amount 20,00,000
Total Interest 15,45,015
Total Payment 35,45,015
Principal (56%) Interest (44%)
Incorporate Trust

The Saraswat Creed: Ethical Stewardship

Wealth is not simply about numbers; it is about building security that transcends generations. At Saraswat Capital Service Pvt Ltd, we invest in teammate licensing, strict data encryption, and supporting community initiatives in Pune.

Continuous Teammate Licensing

All advisory personnel are AMFI registered and NISM certified, keeping their regulatory expertise active through periodic training.

Uncompromising Data Protection

We utilize bank-grade 256-bit SSL encryption to secure your transaction entries, folio statements, and physical advisory folders.

Supporting Local Foundations

Saraswat Capital Service Pvt Ltd allocates 2% of annual corporate profits towards micro-capital grants for small business development across Maharashtra.

Saraswat Indian Team Collaboration and Stewardship
Governance Portal

Strict Capital Adequacy & Robust Audit

As a private limited entity, Saraswat Capital Service Pvt Ltd maintains healthy capital reserve ratios and complies with the Ministry of Corporate Affairs (MCA) reporting.

Capital Adequacy 24.50%
Solvency Ratio 2.80
Auditors K.P. & Associates

Regulatory Disclosures & Audits

FY 2024-25 Audited Balance Sheet

Published June 2025 • 3.2 MB

Download

Saraswat Risk Management Charter

SEBI-Compliant Policy • 1.5 MB

Download
Company News

Advisory Insights & Releases

View all briefs
Form Submitted Successfully!

Thank you. An advisor from Saraswat Capital Service Pvt Ltd will connect with you via phone/email shortly.

Connect With Us

Establish a Safe Compounding Channel

Schedule a physical meeting at our Pune office or request a call back from one of our wealth advisors to evaluate your current capital deployment.

Corporate HQ 4th Floor, ICC Trade Tower, Senapati Bapat Road, Pune, Maharashtra 411016, India
Direct Advisory line +91 77699 55630
Corporate Email saraswatfslp@outlook.com

Subscribe to Market Bulletins

Receive strategic economic summaries and SEBI regulatory circular changes directly in your inbox.